H. Levenbaum Insurance Agency
Learn more about our agency.
H. Levenbaum Insurance Agency
Learn more about our agency.
Since 1923, H. Levenbaum’s trusted professionals have worked hard to create personal and business insurance solutions to the unique needs of Dorchester, MA, Marshfield, MA, and beyond. Servicing the Greater Boston area for more than 90 years, we are intimately familiar with the everyday risks in New England, and can help you prepare for the unexpected. We are your trusted insurance advisor looking out for you.
Our licensed, local professionals will work with you to design a comprehensive plan that meets your needs and offers valuable protection for you, your family, or your business. We sincerely encourage you to stop by our neighborhood office for a free and confidential consultation regarding your insurance needs.
Without a doubt, the advantage of having a local agent means face-to-face discussions that will result in real solutions for whatever type of insurance that you need. That is one of the major perks of having an agent in your neighborhood that cares about you and is working hard on your behalf. Our dedicated, local professionals have your best interests at heart. We go the extra mile to find the right coverage to ensure your peace of mind. Because protecting what matters most to you is what we’re here for.
Business Auto Insurance
Whether you have one vehicle or a whole fleet, we can help you implement custom coverage that will protect your business and personal assets from the additional exposure that commercial vehicles bring with them.
Real clients. Real reviews. Real coverage.
“H. Levenbaum Insurance Agency handles all of my business insurance as well as my personal auto and homeowners insurance. They’re just somebody you trust; the company is consistently there for me, and I’ve been with them for about 30 years.”
– John S.
What Makes H. Levenbaum Insurance Agency Special
Here’s what sets us apart when it comes to serving your insurance needs.
We are one of the oldest and largest family-owned agencies in the Dorchester, MA area.
Clients Come First
We go the extra mile to exceed your expectations, with experience, integrity, and knowledge.
We’ve been in business since 1923, so we understand what it takes to bring you quality coverage.
Insurance Association Memberships
Click it. Read it. Cover it.
Get a glimpse of the risks you face and how your insurance can protect what matters most.
Bodily Injury Liability Coverage
It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.
Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.
Property Damage Coverage
When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else’s property. Usually this means damage to someone else’s car, but it can really be any property damaged by your vehicle.
Property damage coverage protects you if your car damages someone else's property, such as another car, a fence, or building front. When choosing your property damage liability limits, you should consider all of your assets, including your home and future earnings because if you don't have enough coverage to protect all of your assets, those assets could be at risk if you're liable for damages that exceed your coverage limit. Consider having a higher limit of liability coverage – it may help you avoid having to pay out-of-pocket after an at-fault accident.
Medical Payments Coverage
Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it’s not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health care plan.
Medical payments coverage can help cover all reasonable medical expenses and funeral expenses of covered drivers and passengers after an accident, regardless of fault. In most states, it's an optional addition to your car insurance policy.
Uninsured / Underinsured Motorist Damage Coverage
What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, takes off? According to the Insurance Research Council, this happens more than you might expect. In fact, it is estimated that one in seven drivers go uninsured, leaving you to pay out-of-pocket for damages and medical expenses not covered by the other driver.
Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.
Physical Damage Coverage
Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.
Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.
Transportation Expenses / Rental Coverage
When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.
Transportation expenses/rental coverage is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.
Auto Insurance 101
Make sure you cover the unique risks you face with auto insurance.
- Click on the hotspots.
- Discover your risks.
- Get the right coverage.